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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Heart of England Co-op Funerals will call you back.
Free, no obligation. We'll pass your number to the director.
Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We are proud of our history dating back to 1832, as a small independent regional co-operative our main aim has always been around helping people, nowhere is that more apparent than in our funeral locations.
Our community funeral directors and personal funeral advisors are proud to serve the local community, helping families through a difficult time with their professionalism and dedication.
"They were so responsive to our requests, guiding us gently through the organisation and the day itself and this made the whole process so much easier. My heartfelt thanks to all concerned for helping make the day a celebration of my mum's life. I know she would have approved."
— Miranda McWilliams (about Karen)
"Carolyn got to know what we really wanted very quickly and even identified the perfect undertaker to deal with me on the day. Their professionalism and expertise allowed me to relax and enjoy the ceremony knowing I had amazing support to deliver my service for my late brother."
— Kaz Miller (about Carolyn)
"His kindness, compassion, humour and all round ability to make the situation just that little bit lighter is something that we will never take for granted or thank him enough for. The care throughout was something that we will hold dearly to us - Jordan deserves every bit of recognition for his amazing work."
— Paige Lavery (about Jordan)
"Ryan came across with professionalism, caring and the greatest kindness at this sad time for me. He was so lovely that he kept me up to date with everything that was going on. I can't thank him enough, he eased my mind as well as my broken heart."
— Amanda Preece (about Ryan)
"We cannot thank Jordan enough for the care, compassion and professionalism he showed our family during one of the hardest times of our lives. His calm reassurance and attention to every detail meant we could focus on saying goodbye, knowing she was in the very best hands. Jordan helped give Mum the most beautiful and dignified farewell, and for that we will always be grateful."
— Carla Lapworth (about Jordan)
"What was exceptional was the celebrant Tracie Bloor, who delivered a perfect eulogy, was exceptionally professional whilst also being very personal and caring. We couldn't praise Tracie enough."
— Jason Gibson (about Tracie Bloor)
Jason Gibson
a month ago
The funeral home took good care of my mum, despite a couple of small hiccups and the funeral was handled perfectly. What was exceptional was the celebrant Tracie Bloor, who delivered a perfect eulogy, was exceptionally professional whilst also being very personal and caring. We couldn't praise Tracie enough.
Carla Lapworth
2 months ago
Jordan treated us with kindness, respect and compassion. We cannot thank Jordan enough for the care, compassion and professionalism he showed our family during one of the hardest times of our lives. From our very first meeting, he treated us with kindness, patience and genuine empathy, making an incredibly difficult process feel so much more manageable. Nothing was ever too much trouble, and he guided us through every step with warmth, respect and understanding. He took the time to listen, answered every question, and ensured everything was exactly as we wanted for Mum. His calm reassurance and attention to every detail meant we could focus on saying goodbye, knowing she was in the very best hands. Jordan helped give Mum the most beautiful and dignified farewell, and for that we will always be grateful. He is a true credit to his profession, and we would wholeheartedly recommend him to anyone needing the support of a compassionate and dedicated funeral director.
Andy W
a month ago
Very caring, thoughtful yet efficient service - we were well looked after by Karen, Tracy and their colleagues and wouldn't hesitate in recommending Heart of England Co-op Services
Paige Lavery
4 months ago
Jordan was our director recently and helped us through the process after my nan suddenly passed. When I say we couldn’t have asked for anyone better to support us through this time, I really mean it. His kindness, compassion, humour and all round ability to make the situation just that little bit lighter is something that we will never take for granted or thank him enough for. He made everything run so smoothly, our questions were never too much and he did everything he could to accommodate not only ours but my nans final wishes too. The care throughout was something that we will hold dearly to us - Jordan deserves every bit of recognition for his amazing work 🤍
Tina Roebuck
5 months ago
I cannot thank Jordan enough for all of his support recently . He was very kind and compassionate throughout, and helped us through, what is for everyone, a very difficult time. He kept us up to date with everything going on and was there to answer all my questions, which took away any stress. Thank you
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01788576099We'll call you back
Heart of England Co-op Funerals will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Heart of England Co-op Funerals will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Rugby, Warwickshire. All 10 listed members follow a strict Code of Practice, giving families confidence and protection during a difficult time.
Find trusted, NAFD-accredited funeral directors in Bedworth, Warwickshire. All members follow a strict Code of Practice, offering families compassionate, professional care when it matters most.
Find trusted, NAFD-accredited funeral directors in Atherstone, Warwickshire. All members follow a strict Code of Practice, giving families confidence and care when it matters most.
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