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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Heart of England Co-op Funerals will call you back.
Free, no obligation. We'll pass your number to the director.
Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We are proud of our history dating back to 1832, as a small independent regional co-operative our main aim has always been around helping people, nowhere is that more apparent than in our funeral locations.
Our funeral director, and the team are proud to serve the local community, helping families through a difficult time with their professionalism and dedication.
4th Southam Brownies
9 months ago
Thank you so much for inviting 4th Southam Brownies to the Christmas Celebrations, the Brownies really enjoyed singing for everyone. They were all so grateful to receive the bag of goodies & get a drink & biscuits. They loved writing on the In memory hearts & putting them on the tree. We have a number of parents compliment on what a lovely idea. Thank you Brown Owl & all the leadership team
Gareth Carro
9 months ago
I would like to thank Co-op funerals Southam for taking care of my Dads funeral, they were very professional and caring. Caroline was extremely helpful with the planning and Barbara our Celebrant was fantastic. Many thanks for all your help and guidance. Lisa
Robert Halleron
a year ago
The service and care from everyone at the Heart of England Co-op Funerals is truly outstanding, I could not have wished for more. I highly recommend their services to anyone who may need them. Special mentions to Caroline Burns who managed everything with the upmost care and compassion plus created an extremely beautiful order of service booklet. To Kim who ensured the day ran smoothly and with dignity. To Susan Barnes, our celebrant, for delivering a service with true love and respect for all those present. These people have created a memory I can look back on with pride.
Amanda Jones
a year ago
We used the Southam branch when my Mother passed and Caroline Burns made the whole process so easy. We felt comforted, supported and couldn't have asked for a better person to go through this difficult time with. We had no idea what we would need to do but that didn't matter and Caroline went above and beyond for us. She made a very difficult time so much easier. The order of service was superb. Amanda the funeral director made the day run very smoothly and was so kind and lovely. Thank you so much x
Emily Lowther
a year ago
The team at Heart of England offer compassion, empathy and guidance at the time when you need it most. They provide the perfect blend of top level professionalism and friendliness. They will help you consider all options for your loved one and will do everything they can to make an incredibly difficult situation as seamless as possible. They care about your loved one and it really shows. I wholeheartedly recommend Heart of England, particularly Caroline and Amanda at their Southam branch.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01926800930We'll call you back
Heart of England Co-op Funerals will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Heart of England Co-op Funerals will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors serving Southam, Warwickshire. All members follow a strict Code of Practice, giving your family the care and protection it deserves.
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Find trusted, NAFD-accredited funeral directors in Bedworth, Warwickshire. All members follow a strict Code of Practice, offering families compassionate, professional care when it matters most.
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