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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M Coghlan Ltd will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
M Coghlan Ltd is a family-owned, independent funeral director based at 129 Forton Road, Gosport, Hampshire. The company has been serving the local community since 1861, when it was founded by Michael Coghlan, and is currently run by Richard Coghlan, the fifth generation of the family. In 2019, the firm acquired E.J. Crossland Ltd in Gosport, a business established in 1857, bringing a combined heritage of nearly 380 years of experience in the profession to the Forton Road branch.
The Gosport branch is proud to offer a brand-new ceremony room, providing a modern, flexible space for celebrations of life and memorial services. With provision for music, video screens, and the freedom to personalise the setting, it offers a meaningful alternative to crematorium or cemetery chapels. The team prides itself on giving personal attention to every funeral, accommodating a wide range of wishes with compassion and professionalism.
M Coghlan Ltd is a member of both the National Association of Funeral Directors (NAFD) and the National Society of Allied & Independent Funeral Directors (SAIF), upholding strict codes of practice. Services offered include direct cremation, pre-paid funeral plans, floral tributes, memorials, and a choice of coffins ranging from veneer and solid wood to eco-friendly options such as wicker and bamboo.
"They have gone above and beyond to fulfil our loved one's final wishes, the service has been A+ throughout."
— Vicky Watkins
"Nothing was a problem for them and we felt reassured by their gentle guidance when needed. On the day of the service Kevin and the team of pall bearers were discreet and respectful and our wishes were followed through at all times."
— Lisa Lane (about Kevin)
"Kevin has made the process so much easier, in the midst of everything else going on. He is kind and respectful every step of the way, and I am so grateful for everything."
— Chloe-beth Ingram (about Kevin)
"His send off was beautiful and respectful, and I'm sure he would've been very proud. I know as a mum I couldn't have wished for a better memorial send off."
— Sue Read (about Sally, Kevin, Rob)
"She went above and beyond to accommodate our individual needs and preferences. Whether it was arranging a personalised ceremony or facilitating special requests, she demonstrated a willingness to go the extra mile to ensure that our loved one's farewell was meaningful and memorable."
— Chris Arkell (about Georgie)
"In the compassionate hands of Georgie at Coghlan's, found solace and support during our time of need. Their genuine compassion extended beyond mere professionalism; it was a heartfelt commitment to easing our burden and honouring the memory of our loved one with dignity and respect."
— Chris Arkell (about Georgie)
Georgie
Funeral Director / Staff Member
"In the compassionate hands of Georgie at Coghlan's, found solace and support during our time of need. Their genuine com…"
Kev
Staff Member
Kev is a member of the M Coghlan Ltd team.
Neave
Staff Member
Neave is a member of the M Coghlan Ltd team.
Richard Coghlan
Director / Funeral Director
Richard is the fifth generation of the Coghlan family to run the business. He joined the firm in 1976 and passed his Di…
Richard Coghlan
Owner / Funeral Director
Richard is the fifth generation of the Coghlan family to run the business, joining the firm in 1976 and passing his Dip…
Sally Walton
Funeral Director
Sally passed her Diploma in Funeral Directing in 2004 and is a key member of the team, noted by families for her warm a…
Sally Walton
Funeral Director
Sally passed her Diploma in Funeral Directing in 2004 and is part of the M Coghlan Ltd team.
Sophie Coghlan
Administrator
Sophie is the sixth generation of the Coghlan family and works as an administrator at the Fareham office.
Sophie Coghlan
Administrator
Sophie is the sixth generation of the Coghlan family and works as an administrator at the Fareham office.
Tom
Funeral Director / Staff Member
Tom is a member of the M Coghlan Ltd team, mentioned in customer testimonials for his care and professionalism.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 02392580074We'll call you back
M Coghlan Ltd will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M Coghlan Ltd will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Gosport, Hampshire. All members follow a strict Code of Practice, giving your family the care and protection it deserves.
Find trusted, NAFD-accredited funeral directors in Aldershot, Hampshire. All members follow a strict Code of Practice, giving your family the care and protection you deserve.
Find trusted, NAFD-accredited funeral directors in Southampton, Hampshire. All members follow a strict Code of Practice, giving your family compassionate, professional care when it matters most.
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