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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M K Ginder and Sons Funeral Directors will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Established in 1983, M K Ginder and Sons are the only privately owned and family run firm of funeral directors in the Watford area. Over the years our commitment to the local community has built our reputation for personal service and attention to detail with regards to the care of the deceased. We pride ourselves on being able to provide a personal and bespoke funeral for families.
"Nothing is too much trouble and they ensure you give someone the best send off possible."
— Will Gaskell
"Every single member of the Ginder team were professional, caring and ensured everything went well. My dad had the best send off and all that attended complimented the professionalism and effort put into this sad day."
— Kim Hastings (about Debra)
"Jenine has been fantastic, patient and professional and guided us through this really difficult time. Daniel gave Jason's service such a dignified feel. I can't thank them enough."
— Amy Willcox-Smith (about Jenine)
"A special thank you to Adam, we really appreciated his calm and considerate manner which helped put us all at ease."
— Rachel McNally (about Adam)
"Debra made the organising so easy for my dads funeral. Everything was taken care of from flowers, horses, doves, limos, order of service, bagpiper and everything required. I felt so reassured and the stress was taken away from me."
— Kim Hastings (about Debra)
"It didn't matter that it wasn't the most expensive funeral on their books, they still made it special and personal."
— Amy Willcox-Smith (about Jenine)
Amy Willcox-Smith
6 months ago
Funerals are never easy to arrange. It's an emotional time. The family all have different opinions and there are costs to be shared. Jenine at the Abbots branch has been fantastic, patient and professional and guided us through this really difficult time. Daniel gave Jason's service such a dignified feel. I can't thank them enough, it didn't matter that it wasn't the most expensive funeral on their books, they still made it special and personal. Thank u so much!
CA
2 years ago
From first contacting M K Ginder & Sons they were professional, polite and courteous. Debra from the Abbots Langley branch arranged everything and was very accommodating on chances I wanted to make and also kind and reassuring. They were great and took away a lot of the stress away during this time. I was kept informed and updated when necessary and on the day of the funeral everything went smoothly.
Will Gaskell
3 years ago
Over the course of my life I have attended many funerals and the most important element has to be the funeral directors. I have been to two funerals recently and both have been managed by Ginder and Sons. This is undoubtedly a very professional outfit who take time to get it right for the loved ones and friends. Nothing is too much trouble and they ensure you give someone the best send off possible. Highly recommended.
Kim Hastings
3 years ago
What can I say? The most caring, professional Funeral Directors. Debra made the organising so easy for my dads funeral. Everything was taken care of from flowers. Horses, doves, limos, order of service, bagpiper and everything required for the funeral. I felt so reassured and the stress was taken away from me. On the day of the funeral, every single member of the Ginder team were professional, caring and ensured everything went well. My dad had the best send off and all that attended complimented the professionalism and effort put into this sad day. I can’t thank you enough Ginder & Sons. Kim
Rachel McNally
4 years ago
Highly recommend Ginder & Sons. We recently used them for my grandma’s funeral, they were extremely professional and helped explain each part of the day which was very reassuring. A special thank you to Adam, we really appreciated his calm and considerate manner which helped put us all at ease. Thank you
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01923269994We'll call you back
M K Ginder and Sons Funeral Directors will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M K Ginder and Sons Funeral Directors will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
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