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If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Otter Valley Funerals is an independent family run funeral director opened in 2021 to care for the communities of Budleigh Salterton and the surrounding area. Funeral direct Simon Savage has called Budleigh home for over 25 years and has family ties throughout the community which means his focus is providing exceptional care to those that share his home.
"Otter Valley funerals provided a very person centred service that the larger directors in Budleigh are unable to deliver. Simon truly listened to her wishes and delivered what he promised. Auntie's final journey was most sensitively handled."
— Kathryn Allan (about Simon)
"I organised funeral arrangements from abroad, but it was exceptionally smooth, with regular WhatsApp communication and clear guidance throughout. When you are grieving it's really important to have a caring service provided and Otter Valley was exactly that."
— Lizzie Hooper (about Simon)
"When my Aunt's funeral very nearly had to be changed due to a family emergency, Simon was on hand to discuss options and offer helpful advice and support quickly and compassionately. Every detail I wanted for my Aunt was followed to the letter and her eulogy by Tina was beautiful with sincere detail."
— Melanie Holmes (about Simon)
"At a very emotional time you listened to what my daughter and I wanted - not a mainstream production line funeral service but one that was very much tailor made for us. At every stage you were there listening to me and interpreting my thoughts and wishes. You made today a very beautiful tribute and final send off for Julie."
— Gill Horsley (about Simon)
"It was the personal touches from Simon and his team which took the stress out of a very traumatic time for me and the family, as we tried to come to terms with the great loss of a beloved husband and father."
— Liz Beard (about Simon)
"Otter Valley Funerals exceeded our family's expectations and honoured dad's last requests. Simon was kind, compassionate and always available to us. He guided us through the processes of registering the death and arranging the church service, making the difficult time less harrowing. Simon and his team were respectful at all times and even answered the many questions from the grandchildren on the day of the ceremony. Dad couldn't have made a wiser choice and we will forever be grateful to Simon and his team."
— Fran Fairbairn-Harvey (about Simon)
Melanie Holmes
2 months ago
Simon and Otter valley funerals handled my Aunt’s passing and funeral with the upmost respect. Simon was extremely helpful and her funeral was just as I wanted it to be. When my Aunt’s funeral very nearly had to be changed due to a family emergency Simon was on hand to discuss options and offer helpful advice and support quickly and compassionately. Every detail I wanted for my Aunt was followed to the letter and her eulogy by Tina was beautiful with sincere detail. Thank you so much to everyone that made my Aunt’s funeral the perfect goodbye. Melanie Holmes
Lizzie Hooper
3 months ago
From the first time I called Simon he was attentive, calm and professional. When you are grieving it’s really important to have a caring service provided and Otter Valley was exactly that. I organised funeral arrangements from abroad, but it was exceptionally smooth, with regular WhatsApp communication and clear guidance throughout. Thank you again for your exceptional care for my father
Learning About
4 months ago
A huge thankyou to Mr Simon Savage and team at Otter Valley for supporting the Safeguarding campaign with us at Learning About : the parents and children within the local schools and community especially St Peter's Church of England Primary School. We can highly recommend the compassion, kindness and professionalism of the staff, particularly Simon Savage, the funeral director.
Chloe Tucker
5 months ago
Simon is a genuinely kind and compassionate man who makes everyone feel welcome. His warmth and understanding shine through in everything he does, and it was an absolute pleasure meeting him. He truly goes above and beyond for others — Highly recommended⭐️
Fran Fairbairn-Harvey
12 months ago
The professionalism, care and support we received from Otter Valley Funerals was exceptional from our first meeting with Simon the evening my father passed away at home to the after care and related services. Simon was kind, compassionate and always available to us. He guided us through the processes of registering the death and arranging the church service, offering useful advice and making the difficult time less harrowing. Simon made it easy for us to provide dad with the bespoke send off that he had requested and nothing was ever a problem. Simon would return our call the same day and all email communication was quick and of the highest standard. We were extremely happy with all of the ancillary services Otter Valley Funerals recommended from the order of services to the wicker coffin and flowers which were both beautiful. Simon and his team were respectful at all times and even answered the many questions from the grandchildren on the day of the ceremony. Otter Valley Funerals exceeded our family’s expectations and honoured dad's last requests. Dad couldn't have made a wiser choice and we will forever be grateful to Simon and his team.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01395911118We'll call you back
Otter Valley Funerals Ltd will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Otter Valley Funerals Ltd will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
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