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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Ronald Cogan and Sons will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Ronald Cogan & Sons Funeral Directors has been serving the community of North Ferriby and surrounding areas since 1964, when the business was established by Ron and Hilda Cogan. Originally operating from what is now known as 'The Old Joiner's Shop', the firm expanded in 1988 when the family purchased disused railway land and constructed a purpose-built chapel of rest. Following the passing of Ron and Hilda in 1993, the business was taken over by David Cogan, and in 2024 the firm proudly commemorated 60 years of continuous service to the local community.
The team at Ronald Cogan & Sons prides itself on delivering a discreet, bespoke, and personalised service, available 24 hours a day, 365 days a year. Their approach is built on six core values: compassion, integrity, a personal touch, inclusivity, attention to detail, and a proactive attitude. Whether families are recently bereaved or planning ahead, the team is committed to providing support, care, and reassurance at every step.
The funeral home offers a wide range of services to suit all needs and preferences, including traditional funerals, modern funerals, eco funerals, simple funerals, direct cremation, and funeral plans. Additional choices include coffins and caskets, keepsake jewellery, ashes caskets and urns, floristry, masonry, and stationery. Families consistently praise the professionalism and warmth of the team, making Ronald Cogan & Sons a trusted name in North Ferriby.
"Absolutely nothing was too much trouble for them and the service given was second to none. I would highly recommend them to take control at a very emotional time."
— 1978kjt
"A really excellent, old fashioned family firm. Nothing too much trouble, personal service, kind and considerate at all times. Very accommodating on fees, no upselling or unneeded extras."
— David Bean (about David Cogan)
"They handled everything with such sensitivity and understanding. They could not have been more thoughtful and considerate. I cannot recommend them highly enough."
— Emma Richardson (about David and Lynn)
"So caring and did a wonderful job looking after Dad and all the family, so friendly and nothing too much trouble. Dave you were absolutely amazing."
— Debra Ruler (about Dave)
"I felt as though I had known David all my life - he is one of those unique individuals that are so rare in life. From the first phone call I felt at ease knowing everything would be professionally done."
— Roger Hart (about David Cogan)
"Will be forever grateful for David Cogan's calm, professional and good humoured presence at the funerals of my brother and my mum. Really helped my family through an incredibly traumatic double bereavement, advising and helping at every stage."
— David Bean (about David Cogan)
Debra Ruler
2 years ago
So caring and did a wonderful job looking after Dad and all the family, so friendly and nothing too much trouble. Thank you so much. Dave you were absolutely amazing.
David Bean
4 years ago
A really excellent, old fashioned family firm. Nothing too much trouble, personal service, kind and considerate at all times. Really helped my family through an incredibly traumatic double bereavement, advising and helping at every stage. Very accommodating on fees, no upselling or unneeded extras. Will be forever grateful for David Cogan's calm, professional and good humoured presence at the funerals of my brother and my mum.
Roger Hart
8 years ago
I lost my father some 40 years ago and a gentleman called Ronald Cogan took care of all the funeral arrangements. Looking back everything went very smoothly. On the 19th January 2018 I sadly lost my Mum and the family knew exactly who to contact. This time it was the son David who looked after my Mum. I have to say from the first phone call I felt at ease knowing everything would be professionally done. It was, and from comments passed in the village the funeral was most memorable. David and his wife are exactly what you need at a time of loss. I can't recommend them enough. I felt as though I had known David all my life - he is one of those unique individuals that are so rare in life. ps - definitely no hidden charges - very reasonable fee for a stress free day and I know Mum would have been proud and grateful. Bless her - she was 95 and the doctor said she died of 'Great Old Age'
Emma Richardson
8 years ago
David and Lynn recently took care of my father in laws funeral. They could not have been more thoughtful and considerate. They handled everything with such sensitivity and understanding I cannot recommend them highly enough.
1978kjt
8 years ago
Cogan & Sons took care of all the arrangements for the funeral of our much loved friend, absolutely nothing was too much trouble for them and the service given was second to none... I would, and do highly recommend them to take control at a very emotional time.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01482631740We'll call you back
Ronald Cogan and Sons will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Ronald Cogan and Sons will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
What to wear to a funeral in the UK: traditional expectations, modern dress codes, religious variations, what not to wear, and guidance for children.
The average cost of a funeral in the UK is £4,141. This guide breaks down every fee, explains regional differences, and shows you how to manage costs without compromising dignity.
From cremation to burial, discover what UK funerals really cost in 2026 — including a full breakdown of funeral director fees, disbursements, and regional price differences to help you plan with confidence.
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