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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Lincolnshire Co-operative will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Lincolnshire Co-operative is an independent co-operative serving communities across Lincolnshire, with a funeral home located at 16 Bridge Street, Horncastle. As part of the wider Lincolnshire Co-op family, the Horncastle branch offers a compassionate and professional funeral service dedicated to supporting families through one of life's most difficult times.
The funeral services offered include a range of options to suit different needs and wishes, from direct cremation and attended funerals to fully bespoke arrangements. Families can also access support with coffins, caskets, urns, scatter pods, floral tributes, online obituaries, and memorial options, ensuring every farewell is as personal and meaningful as possible.
As a co-operative, Lincolnshire Co-op is built on community values, reinvesting in the people and places it serves. Members benefit from dividend rewards and the knowledge that their custom supports a locally-rooted organisation with a long-standing commitment to Lincolnshire communities. The Horncastle funeral home is part of this trusted network, offering families local, caring support when they need it most.
"They were kind and respectful, went above and beyond to meet hers and our wishes and the funeral ran perfectly. There was no hard sell when we were arranging things."
— Cj Scarborough
"I had to phone to determine what the state was with regards to my recently departed mother. I spoke to a very helpful and kind lady called Rachel. I was extremely impressed with her very considerate manner."
— Ian Poulton (about Rachel)
"I would like to say a MASSIVE thank you to Charlotte for being so kind and thoughtful through the whole process. You really did enable me to say Good Bye to my dad with dignity and love."
— Penny Robinson (about Charlotte)
Cj Scarborough
in the last week
This business dealt with my mothers funeral. They were kind and respectful, went above and beyond to meet hers and our wishes the funeral ran perfectly. Probably one of the most important things is, there was no hard sell when we were arranging things. I have no hesitation in recommending this business.
Bini Pitwell
a year ago
The staff that work at this co op are so friendly and helpful.
Joy Childs
2 years ago
Just moved to town. I had not been in a co-op for years as where I previously lived they had all closed. Shop is really nice ! Impressed with co-op own brands. Whatever I have purchased has bern really nice. But the biggest attribute this store has is the staff. Always so polite and friendly and welcoming (unlike Tesco) store is always exceptionally clean. I would thoroughly recommend this store
John Barrs
3 years ago
Great shop good choice of food and fresh veg and salad pop and wines andbeer and saving stamps towards Christmas shop John. B
Ian Poulton
4 years ago
Today (November 30th), I had to phone to determine what the state was with regards to my recently departed mother. I spoke to a very helpful and kind lady called Rachel. I was extremely impressed with her very considerate manner.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01507523385We'll call you back
Lincolnshire Co-operative will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Lincolnshire Co-operative will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Horncastle, Lincolnshire. All listed members follow a strict Code of Practice, giving your family the care and protection you deserve.
Find trusted, NAFD-accredited funeral directors in Lincoln, Lincolnshire. All listed firms are independently vetted, uphold a strict Code of Practice, and are rated an average of 4.7 out of 5 by families they have served.
Find trusted, NAFD-accredited funeral directors in Boston, Lincolnshire. All 10 listed members follow a strict Code of Practice, so you can focus on what matters most.
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