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A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Garner's Funeral Service Ltd in Tolworth has been part of the wider Garner's family since the business was established in 1982. Located at 4 Tolworth Broadway, the Tolworth branch is one of four branches operated by this independent, family-run funeral director serving families across South West London and Surrey. The business is currently led by Howard Garner, with support from his son Daniel Garner, representing the third generation of the Garner family.
The Tolworth branch offers a full range of funeral services including cremations, burials, natural burials, direct cremations, and memorial masonry. As a small, independent business, Garner's is able to provide a truly personal service, working closely with families to ensure their wishes, beliefs, and traditions are respected. They support people of all faiths and backgrounds, aiming to make each arrangement as straightforward and meaningful as possible.
Garner's is proud to be a member of the National Association of Funeral Directors (NAFD) and adheres to their code of practice, giving families confidence that they are in experienced and professional hands. The Tolworth branch can be reached at 020 8390 4996 or by email at [email protected].
"There is thought and kindness shown in each step of the way. They are there for the families at the most emotional time and create an atmosphere of respect and dignity to pay respects to the dearly passed."
— S L
"This is the fourth funeral I have arranged with Garners. They are respectful, considerate, endlessly patient. I cannot fault their service and would recommend them unreservedly."
— emma davis
"From the moment Howard came to the house to collect my Mum to the day of the funeral they have been a great company to work with; kind, compassionate, attention to detail and the feeling that nothing was too much trouble."
— Louise (about Howard)
"Everybody was very helpful and sensitive to ourselves and our guests, even sporting pink ties as requested. An empathetic approach at a devastating time for myself and my family."
— Gillian Fitzsimmons (about Vicky)
"They went to great lengths to source a specific coffin that was unusually out of stock; they cracked on and they did not disappoint and we were so relieved and happy to be able to honour my late Mum's wishes. They arranged for the release of doves at the graveside which was very well received and a final emotional farewell. Look no further than Garners Funeral Services."
— Angela Byers (about Howard, David, Liz)
"We are deeply grateful to everyone at Garner's Funeral Service for the kindness, care, and professionalism they showed our family during the funeral arrangements for our daughter, Minh. Vicki and the whole team guided us gently through an incredibly difficult time and made sure our dear daughter was looked after so respectfully. The service was peaceful and beautiful, and we truly felt supported every step of the way."
— Ha Le (about Vicki)
Liz Rochester
Funeral Arranger
Liz Rochester is the Funeral Arranger based at the Tolworth branch, supporting families through the funeral arrangement…
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 02083904996We'll call you back
Garner's Funeral Service Ltd (Tolworth) will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Garner's Funeral Service Ltd (Tolworth) will call you back.
Free, no obligation. We'll pass your number to the director.
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